Credit report 3 New York

But many consumer credit report 3 New York groups say the practice is unfairly discriminatory, with those who can least afford them being stuck with the highest rates and minorities disproportionately viewed as credit risks.

According to the Insurance Information Institute, at least 27 bills aimed at curtailing credit scoring were introduced to state legislatures nationwide in 2010. In a 2007 report, the Federal Trade Commission reported that the practice helped carriers to more accurately gauge risk. But it also stated that the reasons for this were unclear and that minorities are considered higher risks as a result of credit scoring.

Source: http://www.ftc.gov/os/2007/07/P044804FACTA_Report_Credit-Based_Insurance_Scores.pdf To read more about this and other auto insurance issues, go to http://www.onlineautoinsurance.com/compare/ where you will find informative resource pages and a free-to-use quote-comparison generator. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. Related Credit Report Scores Press Releases NationalCreditReport.com® Reminds Consumers That Tax Season is a Smart Time to Check Their Credit Reports and Scores Delray Beach, FL (Vocus/PRWEB) April 13, 2011 credit report 3 New York NationalCreditReport.com®, a leader in credit report, credit score and credit monitoring services, reminds credit report 3 New York consumers that when theyre doing their taxes and have their finances at their fingertips, is also a smart time and a good reminder to check their credit reports and scores. my free credit score NationalCreditReport advises consumers to check credit report 3 New York their credit report at credit report 3 New York least quarterly, especially for those credit report 3 New York working on raising their credit score, to identify any inaccuracies and to view their credit as potential lenders see it. We think tax season is a logical time to do it because finances are credit report 3 New York already top-of-mind, said, Samuel S.

Ambrose, Vice President of Marketing & Operations for NationalCreditReport.com. Since a credit score is like a birds-eye view at ones finances, checking their credit credit report 3 New York now is an easy step for the consumer to include in their tax time credit report 3 New York routine because theyre already thinking about their financial situation. get free credit score NationalCreditReport recently launched a new product offering that allows consumers to simply buy their credit reports with no trial of a credit monitoring service. This one simple transaction does not credit report 3 New York include automatic enrollment in any credit report 3 New York free trial or recurring billing subscription programs.

This ensures that the consumer does not have to be bothered by having to call and cancel and no monthly credit card charges. According to Ambrose, an credit report 3 New York easy transaction like this fits nicely into ones tax time credit report 3 New York routine because it doesnt require any further action or follow credit report 3 New York up on the part of the consumer.

Even for people not aiming at raising their credit score, its a good idea to check their credit report to make sure that there is no unauthorized activity that might turn out to be identity theft or surprise inquiries by lenders, said Ambrose.

About NationalCreditReport.com Since 2004, NationalCreditReport.com has specialized in providing credit information and credit monitoring services to consumers to help them understand their credit report and score. get your credit report online